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Mortgage & Finance Articles

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How to take control of your finances as a Realtor
22 May, 2025| Education, Mortgage & Finance, General
When commissions roll in, the future looks bright — but when deals stall, bills don’t. This unpredictability creates a psychological and financial strain affecting business decisions and personal well-being. According to a 2024 National Association of Realtors study, 87 percent of... read more
Todd Knudson
RE/MAX Southwest
Down Payment Assistance Programs
22 May, 2025| Home Buying, Mortgage & Finance, Education
Purchasing a home entails numerous crucial considerations, and one of the most vital aspects to bear in mind is the down payment. Saving enough money for a down payment can be very difficult for many prospective home buyers. Let’s delve... read more
Charles Kell
Keller Williams Realty Professionals
- Making Sense of Mortgage Options: The Pros and Cons...
22 May, 2025| Education, Home Buying, Mortgage & Finance
Fixed-Rate vs. Adjustable-Rate Mortgages: Choosing the Right Loan for You Buying a home is exciting—but choosing the right mortgage is just as important as picking the perfect property. The two most common types of home loans are fixed-rate mortgages and... read more
Ryan Burkhart
eXp Realty LLC
State-Specific Homebuyer Programs You'll Love
20 May, 2025| Home Buying, Mortgage & Finance
Homeownership is a common investment strategy for individuals seeking long-term wealth and stability. Various homebuying programs across the United States help make homeownership more accessible and affordable for people of all backgrounds. This article explores the ins and outs of... read more
Ashauna Lindo rating starrating starrating starrating starrating star 5/5 (34 surveys)
Real Broker, LLC
Buyer What Not To Do's
20 May, 2025| Home Buying, Mortgage & Finance
The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me!... read more
Donna Harris
JLA Realty
DTI: The Secret Formula That Can Make or Break Your...
19 May, 2025| Mortgage & Finance, Education
If you’re planning to buy a home and haven’t heard of Back-End DTI, let me put you ahead of 90% of other buyers. This single number can either greenlight your mortgage — or slam the brakes before you even get... read more
Desmond Miller
J. Collier & Associates Realty
Home Sale Contingencies Impact on Property Deals
16 May, 2025| Home Buying, Mortgage & Finance, Education
Home sale contingencies give homebuyers a fixed time duration to finalize the deals of their existing homes. This enables them to finance their new homes. Property sale contingencies protect consumers if they cannot sell their homes within a defined time... read more
Kristie Poldervaart rating starrating starrating starrating starrating star 5/5 (12 surveys)
FYI Realty - Katy
Prequalification & Preapproval Letter - The Difference
12 May, 2025| Home Buying, Home Selling, Mortgage & Finance
Looking for a property without estimating the loan amount you are eligible for is like playing blind darts and expecting to hit the bullseye. That can be hard to predict and cause heartbreaks at the end of the home buying... read more
Dawn Sarver
JLA Realty
Budgeting and Pre-Approval: The Key First Steps in Homebuying
8 May, 2025| Home Buying, Home Selling, Mortgage & Finance
Buying a home is one of the most significant financial decisions you'll ever make, yet many first-time homebuyers find themselves unprepared. Starting this journey without understanding can lead to unexpected challenges and financial strain. Whether you're aiming to settle in... read more
Dawn Sarver
JLA Realty
Get PreApproved for a Mortgage
8 May, 2025| Mortgage & Finance, Home Buying, Education
How to Get Preapproved for a Mortgage Learn why a mortgage preapproval is an important step to set you up for success in a home purchase. Read Visit houselogic.com for more articles like this. © Copyright 2025 NATIONAL ASSOCIATION OF... read more
Tracy Owens rating starrating starrating starrating starrating star 4.98/5 (13 surveys)
JLA Realty
Win the House: How to Show Financing in Your Offer
6 May, 2025| Home Buying, Housing Market, Mortgage & Finance
1. Third-Party Financing (Most Common)This is by far the most popular option for Texas homebuyers. With third-party financing, you’re securing a mortgage through a traditional lender—typically a bank or mortgage broker. To include this financing method in your offer, you’ll need... read more
Eliane Sahakian
Real Broker, LLC
FHA Loans: What You Need to Know
2 May, 2025| Mortgage & Finance, Education, General
Buying a home when you have little money saved and a less-than-perfect credit score might seem like a pipe dream, but it’s not. In many cases, a Federal Housing Administration loan can help. Whether you’re a first-time or a repeat... read more
Phillip Avery
eXp Realty LLC
Paused Your Moving Plans? Heres Why Its Time To Hit...
1 May, 2025| Mortgage & Finance, Moving & Storage, Home Buying
Its not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just werent great. Inventory was too low, prices were too high, and mortgage... read more
William Onye
NB Elite Realty
Why Todays Foreclosure Numbers Arent a Warning Sign
30 April, 2025| Mortgage & Finance, Education, Foreclosures & Inve...
When it feels like the cost of just about everything is rising, its only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately... read more
Clayton Estrems rating starrating starrating starrating starrating star 4.99/5 (84 surveys)
Real Broker, LLC
Understanding Equity: Ownership, Wealth, & Financial Leverage
28 April, 2025| Mortgage & Finance, Foreclosures & Investments
"Equity" is a multifaceted financial concept generally representing an asset or company ownership interest. In different contexts, equity can have various meanings. Still, its core idea revolves around the value that would be returned to a company's shareholders or an... read more
Dominique Gilford
eXp Realty LLC
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